{"id":67183,"date":"2026-09-13T19:42:17","date_gmt":"2026-09-14T00:42:17","guid":{"rendered":"https:\/\/ajoem.net\/?p=67183"},"modified":"2026-09-14T15:35:27","modified_gmt":"2026-09-14T20:35:27","slug":"masterclass-planificacion-financiera","status":"publish","type":"post","link":"https:\/\/ajoem.net\/en\/2026\/09\/13\/masterclass-planificacion-financiera\/","title":{"rendered":"Masterclass &#8211; Planificaci\u00f3n Financiera"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"67183\" class=\"elementor elementor-67183\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-52c7834 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"52c7834\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b27c7c0\" data-id=\"b27c7c0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2eb4bac elementor-widget elementor-widget-heading\" data-id=\"2eb4bac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Masterclass - Planificaci\u00f3n Financiera<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aecdcf elementor-widget elementor-widget-spacer\" data-id=\"7aecdcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84c6341 elementor-widget elementor-widget-text-editor\" data-id=\"84c6341\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"224\" data-end=\"312\"><strong data-start=\"224\" data-end=\"312\">\u00bfTienes un presupuesto personal? \u00bfSabes exactamente cu\u00e1nto ingresas y cu\u00e1nto gastas?<\/strong><\/p><p data-start=\"314\" data-end=\"459\">Muchas veces no se trata de cu\u00e1nto dinero ganamos, sino de <strong data-start=\"373\" data-end=\"459\">qu\u00e9 hacemos con \u00e9l y qu\u00e9 tan conscientes somos de nuestras decisiones financieras.<\/strong><\/p><p data-start=\"461\" data-end=\"668\">Por eso, desde <strong data-start=\"476\" data-end=\"497\">AJOEM &amp; COOPAJOEM<\/strong>, continuamos creando espacios de formaci\u00f3n para que j\u00f3venes emprendedores y adultos j\u00f3venes puedan desarrollar herramientas pr\u00e1cticas para su vida personal y profesional.<\/p><p data-start=\"670\" data-end=\"715\">\ud83d\udd25 <strong data-start=\"673\" data-end=\"715\">MASTERCLASS | PLANIFICACI\u00d3N FINANCIERA<\/strong><\/p><p data-start=\"717\" data-end=\"746\">En esta sesi\u00f3n hablaremos de:<\/p><p data-start=\"748\" data-end=\"905\">\ud83d\udcb0 Presupuesto personal<br data-start=\"771\" data-end=\"774\" \/>\ud83d\udc1c Gastos hormiga y h\u00e1bitos financieros<br data-start=\"813\" data-end=\"816\" \/>\ud83d\udcb3 Manejo de deudas<br data-start=\"835\" data-end=\"838\" \/>\ud83d\udcc8 Ahorro e inversi\u00f3n<br data-start=\"859\" data-end=\"862\" \/>\ud83c\udfaf Metas y estrategia financiera personal<\/p><p data-start=\"907\" data-end=\"979\">Y tendremos un componente pr\u00e1ctico para comenzar a aplicar lo aprendido.<\/p><h3 data-section-id=\"1dim7xm\" data-start=\"981\" data-end=\"1028\">\ud83d\udc68\u200d\ud83d\udcbc Nuestro expositor: Aldair Flores, CFA<\/h3><p data-start=\"1030\" data-end=\"1278\">Aldair es especialista en <strong data-start=\"1056\" data-end=\"1135\">Estrategia Bancaria, Gesti\u00f3n de Activos y Pasivos (ALM) y Riesgo Financiero<\/strong>, con m\u00e1s de 8 a\u00f1os de experiencia en consultor\u00eda bancaria, rentabilidad, tesorer\u00eda y gesti\u00f3n de riesgos.<\/p><p data-start=\"1280\" data-end=\"1645\">Actualmente se desempe\u00f1a como <strong data-start=\"1310\" data-end=\"1364\">Senior de Control Financiero en Bancolombia Panam\u00e1<\/strong>, trabajando en gesti\u00f3n de activos y pasivos, an\u00e1lisis macroecon\u00f3mico y adecuaci\u00f3n de capital para operaciones financieras en Panam\u00e1 y Puerto Rico. Su trayectoria tambi\u00e9n incluye posiciones en <strong data-start=\"1557\" data-end=\"1606\">Banesco Panam\u00e1, Banco de Bogot\u00e1 y KPMG Panam\u00e1<\/strong>.<\/p><p data-start=\"1647\" data-end=\"1918\">Cuenta adem\u00e1s con un <strong data-start=\"1668\" data-end=\"1719\">B.Sc. en Economics por Florida State University<\/strong>, una Maestr\u00eda en Econom\u00eda para la Gesti\u00f3n de Proyectos, un Posgrado en Docencia Superior y la certificaci\u00f3n internacional <strong data-start=\"1842\" data-end=\"1879\">Chartered Financial Analyst (CFA)<\/strong>.<\/p><p data-start=\"1920\" data-end=\"2051\">Ser\u00e1 una oportunidad para acercarnos a las finanzas desde una perspectiva <strong data-start=\"1994\" data-end=\"2051\">pr\u00e1ctica, profesional y aplicable a nuestra realidad.<\/strong><\/p><p data-start=\"2053\" data-end=\"2153\">\ud83d\udcc5 <strong data-start=\"2056\" data-end=\"2083\">Martes 22 de septiembre<\/strong><br data-start=\"2083\" data-end=\"2086\" \/>\u23f0 <strong data-start=\"2088\" data-end=\"2101\">6:30 p.m.<\/strong><br data-start=\"2101\" data-end=\"2104\" \/>\ud83d\udcbb <strong data-start=\"2107\" data-end=\"2127\">Modalidad online<\/strong><br data-start=\"2127\" data-end=\"2130\" \/>\ud83c\udf9f\ufe0f <strong data-start=\"2134\" data-end=\"2153\">Cupos limitados<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31fa66d elementor-widget elementor-widget-image\" data-id=\"31fa66d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/forms.monday.com\/forms\/a5b7760ad445830209550a0bf3eda94e?r=use1\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"819\" height=\"1024\" src=\"https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-819x1024.jpg\" class=\"attachment-large size-large wp-image-67191\" alt=\"\" srcset=\"https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-819x1024.jpg 819w, https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-240x300.jpg 240w, https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-768x960.jpg 768w, https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-10x12.jpg 10w, https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-80x100.jpg 80w, https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-64x80.jpg 64w, https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-242x303.jpg 242w, https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-560x700.jpg 560w, https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-760x950.jpg 760w, https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-864x1080.jpg 864w, https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-500x625.jpg 500w, https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera-700x875.jpg 700w, https:\/\/ajoem.net\/wp-content\/uploads\/Masterclass-Planificacion-Financiera.jpg 1080w\" sizes=\"(max-width: 819px) 100vw, 819px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63e3506 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"63e3506\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/forms.monday.com\/forms\/a5b7760ad445830209550a0bf3eda94e?r=use1\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Registro<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Masterclass &#8211; Planificaci\u00f3n Financiera &hellip; <a href=\"https:\/\/ajoem.net\/en\/2026\/09\/13\/masterclass-planificacion-financiera\/\">Read More<\/a><\/p>","protected":false},"author":28,"featured_media":67191,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[141],"tags":[],"class_list":["post-67183","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria-es"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Masterclass - Planificaci\u00f3n Financiera - AJOEM Asociaci\u00f3n de J\u00f3venes Emprendedores<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ajoem.net\/en\/2026\/09\/13\/masterclass-planificacion-financiera\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Masterclass - Planificaci\u00f3n Financiera - AJOEM Asociaci\u00f3n de J\u00f3venes Emprendedores\" \/>\n<meta property=\"og:description\" content=\"Masterclass - Planificaci\u00f3n Financiera &hellip; 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